Chargebacks vs Refunds
Absolutely—here’s a concise, informative blog post on Chargebacks vs Refunds, including clear examples and process explanations: Chargebacks vs Refunds: What’s...
Observations: Australia’s Payments Sector – Part 1
In this blog post series, I would like to highlight some of the learning that I made in the first...
Are All Card Transactions the Same? Understanding Card-on-File vs. Unscheduled Card-on-File
Not all card transactions are alike, and two key types—Card-on-File (COF) and Unscheduled Card-on-File (UCOF)—serve different purposes. Both involve storing...
Liability Shift – Who’s Taking The Risk?
One of the most important questions in the payments industry is understanding liability shift—who bears the risk when fraud occurs?...
Why Klarna Sold £30 Billion in Debt to Elliott and What It Means for Both Sides
Klarna, the Swedish fintech giant known for its buy-now, pay-later (BNPL) services, has recently made headlines by selling a substantial...
Stablecoins for Cross-Border Payments: Opportunities and Challenges for PSPs
Cross-border payments often involve high fees, slow processing, and currency exchange risks. Stablecoins—digital currencies pegged to fiat—offer an alternative that...
How to Prepare for an Interview at Adyen
TL;DR: To ace your interview at Adyen, focus on understanding their business model, particularly their unified payments platform. Learn about...
Comparing Australia’s Payment and Fintech Landscapes: Europe and Germany
Australia’s fintech and payments landscape is rapidly evolving, driven by technological advancements and changing consumer behaviors. To gain a deeper...
Exploring Australia’s Fintech and Payment Landscape: Trends, Challenges, and Opportunities
Australia’s financial technology (fintech) and payment landscape has undergone a transformation in recent years, driven by rapid technological advancements, evolving...